Category: News

For so long, a fixture of Australian life has been working towards the great Australian dream. It may be somewhat stereotypical in days of almost universal transformation of day-to-day life for modern Australian’s, yet aiming for a little slice of suburban paradise remains a singular constant, a fixed connective tissue that bridges an increasingly growing generational divide. 

If you’re like the average person, you might associate Internet of Things (IoT) technology with more frivolous consumer products you might see in targeted advertising, like Alexa or Fitbits. But this is just the tip of the IoT iceberg.

While Melbourne is the world’s most liveable city for now, it may not stay that way.By 2040, the sprawling city’s demand for water will double and as the climate becomes hotter and drier, Melbourne’s rapid urban expansion could lead to significant water stress.

Understanding disruption risk is one of the key drivers of avoiding underperforming businesses. This is critical in a world where most businesses are experiencing significant turbulence because of the disruptive effects of the most significant demographic shifts with 4.4bn millennials and centennials driving new consumption patterns.

In 1985, the average term deposit was close to a massive 12%, then fell to 7-9% ten years later. Since then it has only gone downhill, sliding to record lows of 1.15% in January this year.Many investors and retirees have relied on their term deposit yields for income in the past but are now forced to look for alternative investments that can offer better returns. 

Elon Musk’s satellite internet service has been given initial approval to operate in Australia. The approval is the first step for the American company to be able to offer its Starlink satellite network service to Australian users, which would create ripples in an otherwise monopolised market mainly dominated by New-Corps owned TV service Foxtel and government-owned NBN Co.

Think about what technology was like in the 1980s. Cassette walkmans were breakthrough technology. So-called mobile phones weighed almost a kilo. The original Macintosh cost $2500 and it got you a mindblowing 125KB of RAM. Now imagine that this technology occasionally sparked and caused serious injuries. It’s inconceivable that we’d still use this technology… isn’t it? 

Wellness: It’s a $4.2 trillion industry. While things like vegan diets and meditation may have been considered somewhat bohemian a decade ago, wellness is a mainstream concept for consumers today. As well as practicing holistic lifestyles at home, people now expect to maintain and further explore wellness on their holidays.

Whole Foods, the US organic supermarket giant, named regenerative farming as the number one food trend of 2020. Meanwhile, brands like Patagonia and Dr Bronner are backing the new Regenerative Organic Certification. Certified producers will need to practice crop and grazing rotation and planting of cover crops.

According to an Australian Financial Review article last year, the ‘Bank of Mum and Dad’ is now the ninth largest lender in Australia, accounting for more than $29 billion in outstanding home loans. This makes it bigger than Bank of Queensland, HSBC Bank, Citigroup and Teachers Mutual Bank.

This High Yield Convertible Note is an investment that has received a lot of interest with investors.

Many investors are concerned over potentially weak capital growth in Australian shares for the foreseeable future, and whilst the large cap ASX listed shares pay a fair dividend yield, we often get asked about using Options to generate additional returns.